Basics

How long will this take?
Entering information is very quick and the data your enter is saved as you go. So if there is information you don't have on hand, or you get interrupted...
Thu, 18 Jun, 2020 at 10:04 AM
What will the report look like if I leave names blank?
Names are optional for all adults and children. If you enter them, they will appear on the report, which you may prefer. If you don't enter them, the re...
Thu, 18 Jun, 2020 at 10:12 AM
I add up the yearly numbers but they don't match the lifetime totals. Why?
The total lifetime amounts are the discounted present value of the annual amounts and will always be less than the simple sum of all the undiscounted annual...
Thu, 18 Jun, 2020 at 10:16 AM
Why do you ask about child disability?
We need this information to correctly calculate Social Security benefits for a family with disabled children. A child can claim disabled child insurance ben...
Thu, 18 Jun, 2020 at 10:23 AM
Inflation and Rate of Return Data
Technical   We base our default Inflation rate and nominal rate of return on the 30-year nominal Treasury bond and the 30-year Treasury Inflation-Protected...
Mon, 8 Jan, 2024 at 8:17 PM
Why use beginning of the year balances
The MaxiFi plan uses January 1 as the calibration date for your regular asset balances and retirement account balances. The inflation and safe return rates ...
Fri, 26 Mar, 2021 at 6:40 PM
New Year Update
On January 1 of the new year, MaxiFi will display small flags for settings needing your review. This does not always mean that data needs changing, but it m...
Thu, 29 Dec, 2022 at 8:42 PM
RMD vs Smooth Withdrawals
The question sometimes arises: Why is MaxiFi starting my retirement withdrawals at age 65?  First of all, the start age for withdrawals simply defaults ...
Thu, 27 Apr, 2023 at 9:06 AM
How do I find my age 70 benefit estimate amount?
To find your benefit estimate at age 70, visit SSA.gov (create a free account there if you need to) and once signed in, you can scroll down just a bit and s...
Sun, 5 Dec, 2021 at 9:22 AM
Welcome Help Example
MaxiFi uses a question mark that can be clicked to find the context-specific help or a definition of terms. In help items like these you will find more in-d...
Mon, 15 May, 2023 at 9:57 AM