Social Security

Why are there benefits in both the retirement benefit and spousal (or survivor) column?
Typically a person receives a retirement benefit or a spousal/widower benefit. But sometimes a person will receive an annual Social Security benefit reporte...
Sat, 19 Sep, 2020 at 11:25 AM
Why don't the software's retirement benefits match my Social Security statement?
Our software uses the intermediate assumptions from the latest Social Security Trustees' Report for future real National Average Wage growth and your a...
Thu, 18 Jun, 2020 at 11:39 AM
Why don't I see increases in my yearly benefits due to COLAs?
We do incorporate COLAs into our calculations. However, we present all benefit amounts in today's dollars so you'll have an accurate notion of the...
Thu, 18 Jun, 2020 at 11:39 AM
What is a restricted application?
Please Note: Filing for and suspending your retirement benefit is not the same as or a part of restricting your application to your spousal benefit only and...
Thu, 18 Jun, 2020 at 11:44 AM
How do I model a restricted application?
Please Note: Filing for and suspending your retirement benefit is not the same as or a part of restricting your application to your spousal benefit only and...
Thu, 18 Jun, 2020 at 11:44 AM
How do I model filing and suspending?
Please Note: Filing for and suspending your retirement benefit is not the same as or a part of restricting your application to your spousal benefit only and...
Thu, 18 Jun, 2020 at 2:29 PM
Can I really suspend retirement benefits?
While suspending receipt of a retirement benefit is still allowed under the Bipartisan Budget Act of 2015, the utility of doing so depends on specific birth...
Thu, 18 Jun, 2020 at 2:31 PM
What is filing and suspending?
Please Note: Filing for and suspending your retirement benefit is not the same as or a part of restricting your application to your spousal benefit only and...
Thu, 18 Jun, 2020 at 2:37 PM
Why does the software calculate retirement benefits when I don't have enough Social Security credits?
Prior to 1978 one credit was earned for each quarter in which you had at least $50 covered earnings. Our software only knows about annual earnings, not quar...
Thu, 18 Jun, 2020 at 2:38 PM
Import your Social Security earnings: XML
To import your Social Security past earnings record by uploading your XML earnings record from the Social Security Administration (SSA) site, follow these s...
Tue, 23 Nov, 2021 at 6:17 PM