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You will need the following: Exact birthdates of family members Social Security benefits currently being collected Either Social Security benefit estima...

We use the inflation rate and the nominal rate of return to determine the real rate of return, which we use as the discount rate to calculate the present va...

Simply put, because you might not die on time. Average life expectancies work very well for insurance companies with thousands and thousands of customers wh...

Once you've entered data for an individual, you can click on the 'Edit Data' button for that person and change the maximium age of life on the d...

The break-even date is the month the total present value of household benefits received from the maximized strategy ultimately equals or exceeds the total p...

Using the record holder’s covered earnings history, Maximize My Social Security can independently determine existing benefit rates. To determine retirement...